Your home is more than a house. Protect your investment.

Homeowners insurance protects your home in many ways. In the case of a covered loss, homeowners insurance can help cover repair costs or even to rebuild your home! Covered losses may include disasters such as thunderstorms, tornadoes, winds, fires, hurricanes, and more. In addition to providing coverage for your dwelling, homeowners insurance can help you to replace personal property damaged or lost in the event of loss. Homeowners insurance may also provide liability coverage if someone is injured on your property!
Home insurance That's Got Your Back
Homeowners insurance policies can be complex and can offer multiple different types of coverages. Below are a few common coverages that you may find on homeowners insurance. Our agents can work with you to find the right coverage for your needs.

Dwelling Coverage

Dwelling coverage covers damage to your home that may occur due to a loss that's covered, including fires. In the case of a covered loss, this coverage may help pay for repairs or even to rebuild the property.

Other Structures

Other Structures coverage covers damages to structures or buildings that are on your property that are not the primary dwelling, in the case of a covered loss. This may include detached garages, sheds, decks, and driveways.

Personal Property

Personal property coverage covers your belongings, such as furniture, appliances, clothing, and electronics. It can help pay to repair or replace your belongings if they are damaged or destroyed by a covered loss. Specific items such as jewelry can be listed, or scheduled, on your insurance policy as well.

In addition to personal homeowner's policies, we offer several other policy types and coverages including but not limited to the following:
  • Auto Insurance
  • Motorcycle / RV / Boat Insurance
  • Flood Insurance
  • Landlord's Dwelling / Rental Properties
  • Personal Umbrella Insurance
  • Condo Insurance
  • High Net Worth / Luxury Home Insurance
  • Pet Insurance
  • Earthquake Insurance
Coverages available may vary depending on the carrier and policy type, among other factors. Please contact our licensed insurance agents to help you create a customized insurance plan that will cover your home and your belongings.
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Piedmont Insurance and Business Group is not connected with or endorsed by the U.S. government. We are authorized to offer plans from several insurance companies. Piedmont Insurance and Business Group is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Piedmont Insurance & Business Group. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.