Protect your employees when the unexpected happens.

Workers' compensation insurance is a type of insurance that provides benefits to employees who are injured or become ill while working on the job. It is required by law in most states, and it is essential for protecting your business from financial losses and lawsuits. There can be significant penalties for failing to carry workers' compensation if you are required to carry this coverage. In addition, if you own a business and you do not have workers' compensation insurance in place, you may be putting your business at risk.
Workers' Compensation policies are comprehensive in nature, and can help to pay for the following (list not-inclusive of all coverages available):

Medical Payments

Medical expenses, for injuries or illnesses occurring while on the job may be covered and paid. This can include hospital stays, surgeries, plus other medical care.

Lost Wages

If an employee is unable to work due to a work-related injury or illness, a portion of lost wages can be paid to the injured/ill employee.

Employers Liability

Help protect your business in case an employee who becomes ill or injured on the job decides to file a lawsuit against your business.

The premium cost of workers' compensation insurance varies depending on a number of factors, such as the type of business you operate, the number of employees you have, and your payroll.

As an independent insurance agency, we represent several of the top and most well-known insurance companies that offer workers' compensation, and we can help you to find a competitive rate as well as a customized policy to fit your business' needs.

We recommend consulting with one of our licensed insurance agents to discuss your business operations and determine the type of coverages you need for your business.
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Piedmont Insurance and Business Group is not connected with or endorsed by the U.S. government. We are authorized to offer plans from several insurance companies. Piedmont Insurance and Business Group is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Piedmont Insurance & Business Group. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.