Medicare / Over 65 Insurance

Medicare. Made Easy.

Let us help you find the right Medicare plan for you.

Medicare Qualification

Medicare is a federal health insurance program for eligible Americans. In order to qualify for Medicare, you must meet one of the following criteria:
  • - Aged 65 or older
  • - Aged under 65 and have received Social Security Disability Insurance (SSDI) for 24 months
  • - Any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant) or Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease.

Medicare Plan Options

What are the different parts of Medicare?

  • - Parts A and B are often referred to as "Original Medicare". Part A helps pay for hospital claims (which makes Part A also known as "Hospital Insurance"), and most people have paid for their Part A premiums through payroll taxes while in the workforce. Part B ("Medical Insurance") helps you to pay for things like doctor visits, preventive screenings and durable medical equipment. The government sets the monthly premium for Part B. Your Part B premium can vary based upon your income.
  • - Part C plans, also known as Medicare Advantage plans, are a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, plus additional benefits such as vision, dental, gym memberships, and transportation services. Part C plans are an alternative to Original Medicare. Along with covering doctors and hospitals, many Part C plans also include coverage for prescription drugs (Part D).
  • - Part D (Prescription Drug) plans are Medicare-approved private plans that help people who have Parts A and B to pay for prescription drugs. Part D plans are available through private insurance companies.
Our agents represent several top carriers including Blue Cross Blue Shield of NC, Humana, Aetna, and UnitedHealthcare, so we can help you review and compare your options.

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Piedmont Insurance and Business Group is not connected with or endorsed by the U.S. government. We are authorized to offer plans from several insurance companies. Piedmont Insurance and Business Group is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Piedmont Insurance & Business Group. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.