The purpose of renter’s insurance is to protect everything you have worked so hard for in your life. Approximately 37% of US households, or 43,267,432 households, are occupied by renters. Unfortunately, accidents can occur within a matter of seconds and destroy all your personal belongings, sometimes forcing you to find other living arrangements. If you have renters insurance, you won’t have to stress about the damage caused by an unforeseeable event, knowing that your out-of-pocket costs will be nominal.
There are many different people that can benefit from having renters insurance. For example, if you are a college student living in an apartment or a family renting a place while transitioning between houses, renters insurance is for you. Accidents occur all the time, whether it’s a pipe that bursts, a kitchen fire starts, or there happens to be leak in your ceiling. Some people might think that the landlord will cover all losses; however, the landlord is only responsible for the structural damages. If your personal belongings are destroyed, they won’t be covered unless you have renters insurance.
There are a few different coverage options for Renters Insurance:
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